Travel Protection Coverage Information

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This policy provides comprehensive coverage for individuals traveling to Mexico and The Caribbean, including medical expenses, trip cancellation, trip interruption, baggage loss, and other travel-related risks. It is designed to offer peace of mind and financial protection during your travels.

Coverage

Medical assistance for accidents refers to the professional help provided by healthcare providers when someone has been injured as a result of an accident. It includes assessing the injury, stabilizing the patient, and performing necessary medical interventions to treat injuries and prevent complications. It does not cover patients with pre-existing conditions related to their current medical issues. For example, if a patient has a heart attack due to high blood pressure or complications related to diabetes, cancer, or other pre-existing conditions, these would not be covered. The hospital physician will assess and determine whether the current condition is related to a pre-existing condition.

Individuals who already have existing health issues when they seek treatment. This includes assessing, diagnosing, and managing conditions that a patient has prior to the current healthcare visit. The care aims to address immediate concerns about these chronic or long-standing ailments, ensuring they are managed effectively to prevent complications. This initial attention is crucial as it helps integrate the patient’s preexisting conditions into their overall treatment plan, allowing healthcare providers to offer a more comprehensive approach to their health. First medical assistance for a chronic illness is provided solely for stabilization.

Outpatient medications refer to drugs that are prescribed and dispensed to patients for use outside of a hospital or clinical setting. These medications are intended for patients who are not admitted as inpatients.

We will coordinate a reservation for you at another hotel if the current hotel’s rate is higher, unless you are willing to cover the difference and choose to stay at the same hotel, which is optional.

A hotel doctor visit will only occur if the patient contacts the provided 800 number and the doctor assesses the situation. The doctor will then determine whether a visit is necessary or prescribe medication. If the patient cannot leave the hotel due to illness, the hotel will coordinate the pickup and delivery of the medication.

A mobile application that performs facial scanning for an initial diagnosis, such as heart rate and blood pressure. It provides a preliminary report to guide the necessary attention.

Psychological assistance in the event of a traumatic incident during the travel period, such as a hurricane, earthquake, death at the destination, or another situation requiring professional support from a psychologist via phone. This service does not involve the patient visiting a medical office.

Procedures and payment under the coverage amount (depending on the local laws of each country or city in the Caribbean or Mexico) for transportation and funeral repatriation. The handling of procedures may vary in each country.

Payment and coordination for your return flight in the event of a family member’s death while you are covered during your stay. This applies only to immediate family members such as a mother, father, sister, or brother. Certain documentation to validate the emergency will be requested by the support agent at the 800 number.

In the event of an incident at your home during your trip, the travel coverage will cover your return home if there was any theft, fire, etc., at your current residence.

In the event of an incident at your home during your trip, travel coverage will cover your return home in case of theft, fire, or other emergencies at your residence. Additionally, it will cover the cost for one child under fifteen (15) years of age to accompany the adult returning home due to such an incident.

In the event of an emergency, such as surgery, where a family member needs to be present at the traveler’s destination of choice and there is no time to return home, the cost of airfare will be covered by GGIT.

The legal assistance provided is not direct legal representation by an attorney. Instead, it is a guidance service where you can call our 800 number. Our team will guide you on what steps to take and where to contact if you require legal help.

5.99 USD / Per Person Per day

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Medical assistance for accidents refers to the professional help provided by healthcare providers when someone has been injured as a result of an accident. It includes assessing the injury, stabilizing the patient, and performing necessary medical interventions to treat injuries and prevent complications. It does not cover patients with pre-existing conditions related to their current medical issues. For example, if a patient has a heart attack due to high blood pressure or complications related to diabetes, cancer, or other pre-existing conditions, these would not be covered. The hospital physician will assess and determine whether the current condition is related to a pre-existing condition.

Individuals who already have existing health issues when they seek treatment. This includes assessing, diagnosing, and managing conditions that a patient has prior to the current healthcare visit. The care aims to address immediate concerns about these chronic or long-standing ailments, ensuring they are managed effectively to prevent complications. This initial attention is crucial as it helps integrate the patient’s preexisting conditions into their overall treatment plan, allowing healthcare providers to offer a more comprehensive approach to their health. First medical assistance for a chronic illness is provided solely for stabilization.

Outpatient medications refer to drugs that are prescribed and dispensed to patients for use outside of a hospital or clinical setting. These medications are intended for patients who are not admitted as inpatients.

We will coordinate a reservation for you at another hotel if the current hotel’s rate is higher, unless you are willing to cover the difference and choose to stay at the same hotel, which is optional.

A hotel doctor visit will only occur if the patient contacts the provided 800 number and the doctor assesses the situation. The doctor will then determine whether a visit is necessary or prescribe medication. If the patient cannot leave the hotel due to illness, the hotel will coordinate the pickup and delivery of the medication.

A mobile application that performs facial scanning for an initial diagnosis, such as heart rate and blood pressure. It provides a preliminary report to guide the necessary attention.

Psychological assistance in the event of a traumatic incident during the travel period, such as a hurricane, earthquake, death at the destination, or another situation requiring professional support from a psychologist via phone. This service does not involve the patient visiting a medical office.

Procedures and payment under the coverage amount (depending on the local laws of each country or city in the Caribbean or Mexico) for transportation and funeral repatriation. The handling of procedures may vary in each country.

Payment and coordination for your return flight in the event of a family member’s death while you are covered during your stay. This applies only to immediate family members such as a mother, father, sister, or brother. Certain documentation to validate the emergency will be requested by the support agent at the 800 number.

In the event of an incident at your home during your trip, the travel coverage will cover your return home if there was any theft, fire, etc., at your current residence.

In the event of an incident at your home during your trip, travel coverage will cover your return home in case of theft, fire, or other emergencies at your residence. Additionally, it will cover the cost for one child under fifteen (15) years of age to accompany the adult returning home due to such an incident.

In the event of an emergency, such as surgery, where a family member needs to be present at the traveler’s destination of choice and there is no time to return home, the cost of airfare will be covered by GGIT.

The legal assistance provided is not direct legal representation by an attorney. Instead, it is a guidance service where you can call our 800 number. Our team will guide you on what steps to take and where to contact if you require legal help.

7.99 USD / Per Person Per day

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If you have a group of ten or more people, please save your time filling out this part by adding names individually. Instead, you will need to send us an email and fill out a form indicating:
• Passenger’s Name as it appears on your passport
• Date of Birth
• Passport Issue Date
This will expedite your time, and depending on the information we receive, we can provide you with a better rate.
Visit this portion of the website: Business Group Travel Form

Coverage Details:

Medical Expenses:

Emergency medical expenses.
Includes hospitalization, surgery, physician visits, and prescription medications.

Emergency Medical Evacuation:

Emergency medical evacuation to the nearest adequate medical facility.

Trip Cancelation:

Reimbursement for prepaid, non-refundable trip cost if the trip is canceled for covered reasons (e.g., illness, injury, natural disasters).

Baggage loss/Damage:

Coverage for loss, theft, or damage to baggage and personal effects.

Travel Delay:

Reimbursement for additional expenses incurred due to a covered travel delay, such as meals and accommodations.

Emergency Assistance Services:

24/7 emergency assistance services, including medical referrals, translation services, and legal assistance.

Accidental Death & Dismemberment:

Accidental death or dismemberment during the trip.

Guidance on lost documents:

Passports, wallets, visas, and any other documents needed while traveling.

Early return due to a family emergency:

In the event you need to return early, we will cover any changes to your airline ticket and transportation.

After ten people, your coverage becomes a group plan, making it easier and more cost-effective. This means your price per person can be lower, depending on various factors. To receive a quote for ten people or more, please click here, and one of our group representatives will contact you within 24 hours.

And much more.

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