Global Guard
Travel Protection:

Mexico and the Caribbean hospitals  require upfront payment even with your insurance. Ensure you’re covered with affordable travel protection for peace of mind!

Protecting Your Journey Across Mexico And The Caribbean

Welcome to Global Guard Protection, your trusted partner for travel protection coverage in Mexico and the Caribbean. Whether you are traveling for business or pleasure, our comprehensive coverage offers peace of mind and financial protection during your trip.

In Mexico and many parts of the Caribbean, hospitals and medical facilities commonly require upfront payment for services, even from patients with domestic insurance. This practice can pose a significant challenge, particularly for travelers and expatriates who might not be prepared for such a demand. Don’t risk your peace of mind, or even worse, your financial situation.

Featured Coverage:

  • Medical Expenses
  • Emergency Medical Evacuation
  • Trip Cancellation
  • Trip Interruption
  • Baggage Loss/Damage
  • Travel Delay
  • Emergency Assistance Services
  • Accidental Death & Dismemberment

Frequently Asked Questions:

In case of an emergency, do I have to pay upfront and be reimbursed later?
With Global Guard Protection, you don’t have to pay out of pocket for any covered medical expenses. We will coordinate directly with hospitals, physicians, and pharmacies to handle all payments. This means you can focus on getting the care you need without worrying about the financial aspect. Our goal is to ensure that you receive the necessary medical attention smoothly and efficiently, without any added stress or financial burden.

Traveling to Mexico and the Caribbean, while often enjoyable and without incident, can sometimes lead to unexpected medical emergencies. Even if your domestic health insurance provides international coverage, it’s crucial to consider purchasing a relatively inexpensive travel insurance policy for several reasons:

  • Immediate Payment Requirements: In many parts of Mexico and the Caribbean, hospitals and medical facilities require payment upfront before treatment is provided. This can be the case even for emergencies. Without proof of ability to pay, there may be delays in receiving critical care. Travel protection policies like Global Guard often include direct billing arrangements with hospitals, which means the travel protection company can settle bills directly without you having to pay upfront.
  • Coverage Gaps: While your health insurance may provide international coverage, it might not cover all types of medical care only offer reimbursement after you’ve paid out of pocket. This could involve a lot of money, especially if you need specialized or extensive medical care. Travel protection typically covers a broader range of medical services and can handle payments directly, reducing your financial burden.
  • Additional Medical Evacuation and Repatriation Coverage: Travel protection often includes benefits like medical evacuation, which can be critically important if you are in a remote area or if local facilities cannot adequately treat a severe condition. Medical evacuation can be extremely costly but is crucial in life-threatening situations. Repatriation coverage ensures you can return to your home country for necessary treatment.
  • Non-medical Benefits: Travel protection also provides benefits beyond medical coverage, such as trip cancellation, loss of luggage, and trip interruption. These coverages protect your financial investment in your trip beyond just the health aspects.
  • Peace of Mind: Having travel protection provides peace of mind, knowing that in the event of an emergency, you are not alone. Assistance services provided by travel insurers can help navigate foreign healthcare systems, including language barriers and complex administrative procedures.

In summary, while your home health insurance may provide some international coverage, the direct billing capabilities, broader coverage, and additional services offered by travel protection like Global Guard can significantly alleviate the stress and potential financial burden in case of medical emergencies during your travels. This makes it a crucial consideration for anyone traveling to Mexico and the Caribbean.

Policy Exclusions:

  • If you are eager to participate in the activities listed above, a waiver will be required by the vendor providing the activities, as these are high-risk activities.
  • Participation in professional sports or hazardous activities.
  • War, terrorism, or acts of God.
  • Alcohol or drug-related incidents, such as Injuries or accidents that occur while under the influence of alcohol or drugs.
  • War or terrorism, such as Injuries or incidents related to war, terrorism, or acts of terrorism.
  • Illegal activities, such as injuries or incidents, occur while engaging in unlawful activities.
  • If you are eager to participate in the activities listed above, a waiver will be required by the vendor providing the activities, as these are high-risk activities.

  • Experienced and Reliable
  • Wide Range of Coverage Options
  • Competitive Rates
  • Exceptional Customer Service
  • Global Network of Partners
  • 24/7 customer service availability, accessible 365 days a year
  • Comprehensive coverage options tailored to individual needs
  • Competitive pricing and value for you money
  • Exceptional customer service and support
  • Quick and efficient claims processing
  • A strong reputation for reliability and trustworthiness
  • Innovative features or benefits not offered by other travel protection companies

Filing a claim:

A claim is automatically generated if an incident occurs during your trip to Mexico or the Caribbean. Once you contact our emergency numbers, you provide the customer travel services agent with the information on your certificate.

By calling the numbers listed on your policy. Make sure you have all policy information at hand.

Policy Terms:

  • Coverage is valid for the duration of the trip to Mexico and The Caribbean as specified in the policy.
  • Premiums are based on the traveler’s age, trip duration, and coverage limits selected.
  • Policy must be purchased before the trip commences to be valid.

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